• PayPal Credit

    Buy now, pay over time with PayPal Credit.

    Use PayPal Credit's digital, reusable credit line to shop online and get 6 months special financing on purchases of $99+ every time you shop*. Get a credit decision in seconds with a quick application.

    Apply Now

    Subject to credit approval. *See terms

  • PayPal Credit | How it Works

Why Should I Use PayPal Credit?

  • Get a Credit Decision In Seconds
    Just answer a few quick questions, and you’ll know within seconds if you’re approved.

  • No Annual Fee*
    The convenience of buying now and paying over time has the added benefit of no annual fee.

  • There When You Need It
    If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.

  • No Interest if paid in full in 6 months on purchases of $99+**
    PayPal Credit helps give you the flexibility to buy what you need when you need it.

*See Terms and Conditions
**Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.

  • How to Apply

    Application is simple! Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your PayPal account.
    Apply Now

    Subject to credit approval. See terms

  • PayPal Credit | How to Apply