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PayPal Credit
Buy now, pay over time with PayPal Credit
Use PayPal Credit's digital, reusable credit line to shop online and get 6 months special financing on purchases of $99+ every time you shop*. Get a credit decision in seconds with a quick application.
Apply NowSubject to credit approval. *See terms
Why Should I Use PayPal Credit?
Get a Credit Decision In Seconds
Just answer a few quick questions, and you’ll know within seconds if you’re approved.
No Annual Fee*
The convenience of buying now and paying over time has the added benefit of no annual fee.
There When You Need It
If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.
No Interest if paid in full in 6 months on purchases of $99+**
PayPal Credit helps give you the flexibility to buy what you need when you need it.
*See Terms and Conditions
**Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.
How to Apply
Application is simple! Fill out a quick application and get a credit decision in seconds. If approved, shop instantly with PayPal Credit right from your PayPal account.
Apply NowSubject to credit approval. See terms
